This is most applicable to the insurance policyholders who are exposed to risks arise due to Strike, Riot, Civil Commotion and Terrorist activities
which could be obtained as an extension to the basic insurance policies issued by the 17 insurance companies presently operating in Sri Lanka and which are members of SRCC & T fund.
It is agreed and understood that otherwise, subject to the terms, exclusions, provisions and conditions contained in the policy or endorsed thereon and subjected to the insured having paid the extra premium as per rates decided by the NITF.
This policy shall be extended to cover loss or damage due to strike, riot and civil commotion which for the purpose of this endorsement shall mean loss of or damage to the property insured directly caused by :
-    The act of any person taking part together with others(more than 5 persons) in any disturbances of the public peace.
-    The action of any lawfully constituted authority in suppressing or attempting to suppress any such disturbance or in minimizing the consequences of such disturbance.
-    The willful act of any striker or locked - out worker done in furtherance of a strike or in resistance to lock-out
-    The action of any lawfully constituted authority in preventing or attempting to prevent any such act or in minimizing the consequences of any such act
" Cover all loss or damage which occur within the geographical limits of Sri Lanka. "